http://forhavingmyhousestolen.tumblr.com/
What You Can Buy For Having Your House Stolen
The OCC announced on 4/9/13 how much $ homeowners that banks wrongfully foreclosed on will get. Here's what they can buy!
About One Hour’s Worth of Legal Advice
“Hello, yes, it’s very nice to meet you, too, I’m LAWYER.”
“Ok, so, you were approved for a loan modification? Great! So legally the bank can no longer foreclose on you. Oh? You are still being foreclosed on? I’m very sorry to hear that.”
“How long has this been going on? And you received $500 as a part of the @USOCC settlement with the banks?”
“Well, you can still pursue legal action. Next steps? Well, I’m afraid our one hour is up. If you’d like to continue, we’ll need to schedule another meeting. And yes, my rate is $500/hour, so if you need to set up a payment plan we can definitely help you with that…”
h/t @kiplet
Enough Alcohol To Drown Your Sorrows
Yes, maligned homeowner, one of the megabanks screwed you. You had a loan modification request APPROVED, and yet you were STILL foreclosed on. The banks fucked up, what can we say?
You know, it was probably Wells Fargo, who had up to an 80% error rate in foreclosure files reviewed, as reported on by the WSJ last year: “Ms. Cordova, who trained contract workers on a review of Wells Fargo files in Orange, Calif., said the rate of errors on files she saw was rising when banks and regulators halted the exams. Certain batches produced error rates as high as 45% to 80% in late 2012, she added.”
But don’t worry! The @USOCC has a solution! They’re gonna make the banks pay you between $300 and $500!
THINK OF ALL THE BOOZE YOU CAN BUY WITH THAT MONEY!?
Who needs a house when you can drown your sorrows with drink?!
h/t @smck0wn
Ten Pitchforks
Yeah, sure, you are only getting $500 for being foreclosed on even though the bank approved your loan mod. Hey, you know, the banks mess up sometimes! And sure, the consultant who reviewed your file & your tale of heartbreak made $10,000.But think about it! With that $500 you can buy TEN PITCHFORKS and go visit the offices of Promonotory Financial Group (Where The Bank Regulators Go To Get Rich™).
Nearly Four Months Rent in Alaska
If you are being illegally foreclosed on FOR NO REASON (you are not even in default), the @USOCC will make the banks pay you $5000 for this illegal foreclosure.You could rent a place in Alaska for like 4 months with that money! WHAT ARE YOU EVEN COMPLAINING ABOUT, WRONGED BORROWER!
Who Needs a House When You Can Buy a TENT!
Yeah, you are not in default, and thus the foreclosure you are STILL IN is TOTALLY ILLEGAL!But come on, the @USOCC is gonna make the banks pay you $5000 for this foreclosure the bank is illegally conducting. $5000! DO YOU SEE THIS TENT YOU CAN BUY WITH $5000?!? WHO NEEDS A HOME WITH A TENT LIKE THIS?!
Like 300 Boxes of Kleenex
If you were foreclosed on because of “dual-tracking,” where one part of the bank approved your loan mod, but the foreclosure department, uh, didn’t talk to them, the @USOCC is really sorry!They’re going to make the banks pay you $300!
You can buy 300 boxes of Kleenex with that, to help dry all your tears! YOU’RE WELCOME!
Two Months Rent in a Storage Facility!
Sure, you were wrongfully foreclosed on by a bank whose loan modification dept can’t comunicate with its foreclosure dept.But come on! With your @USOCC settlement of $300, you can buy like 2.3 months of storage in DC!
BE GRATEFUL, OKAY?!
A Dollhouse!
A homeowner who had a loan mod APPROVED, but was STILL FORECLOSED on gets $300-500. You may have lost your home, but don’t worry, you can still buy this nice dollhouse (if you borrow $5 extra bucks that is)!
An iPhone 5! (Uh, w/ a 2yr contract…)
You can buy a 32GB iPhone 5 if you are a homeowners who had a loan modification APPROVED, but are STILL BEING FORECLOSED ON because the banks do not have their shit together (one dept handles loan mods, another handles foreclosures; this is called “dual-tracking”)! Congratulations! It only took the pain and suffering of a foreclosure fight that wasn’t your fault to get the $ for your new phone! Enjoy!In @USOCC settlement, 234K+ homeowners had a loan modification APPROVED, but were STILL FORECLOSED ON. They get a paltry $300
Things you can buy with the $ you got for having your house stolen by the megabanks
The OCC announced on April 9th, 2013 the details of how much money the banks will pay homeowners who were found to be wrongfully foreclosed on—or who suffered financial harm at the hands of the banks.
This is compensation for losing your home due
to ERRORS BY THE BANKS. This is not homeowners who were foreclosed on
because they didn’t pay. This is $ given to those WRONGFULLY FORECLOSED
ON because the banks messed up.
This settlement is a slap in the face for many
homeowners. This tumblr is dedicated to the things YOU CAN NOW BUY with
the compensation you received for having your home STOLEN BY THE BANK.
April 9, 2013
Thank the @USOCC for this Hot Mess!
The OCC announced on 4/9/13 how much $ homeowners that banks wrongfully foreclosed on will get. Here's what they can buy!
For complete background, see this Storify, "Insults & Injuries in the OCC Foreclosure Settlement Payouts"
For complete background, see this Storify, "Insults & Injuries in the OCC Foreclosure Settlement Payouts"
